Frequently Asked Questions

What is included in take-home pay?

Take-home pay (net income) is your salary after deducting federal tax, state tax, Social Security (6.2%), and Medicare (1.45%). This is what you actually receive in your paycheck.

How is federal tax calculated?

Federal tax uses marginal brackets: 10% up to $11,000, 12% $11,001-$44,725, 22% $44,726-$95,375, 24% $95,376-$182,100, and higher for upper brackets.

What are FICA taxes?

FICA includes Social Security (6.2%) and Medicare (1.45%). Together they total 7.65% of your gross income up to the annual wage base limit.

Are state tax rates accurate?

State tax rates shown are average rates. Some states have progressive brackets. This calculator provides a good estimate for planning purposes.

What's the difference between gross and net pay?

Gross pay is your total salary before any deductions. Net pay (take-home) is what remains after all taxes - federal, state, Social Security, and Medicare.

Is this calculator free?

100% free! No registration, no hidden costs. Use it as many times as you need for all your salary calculations.

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Take Home Pay Calculator - Know Your Net Income

Our Take Home Pay Calculator PRO helps you accurately calculate your net income after all deductions. Enter your annual salary and select your state to see exactly how much you'll take home after federal tax, state tax, Social Security, and Medicare.

What's included: Federal income tax (2024 progressive brackets), state income tax (all 50 states), Social Security (6.2%), and Medicare (1.45%). The calculator shows a detailed breakdown and visual chart.

Perfect for: Employees negotiating salary, job seekers comparing offers, freelancers estimating taxes, financial planning, and understanding your true earnings.